Multi-Peril Crop Insurance (MPCI)

Coverage levels = 50% to 85%, 5% increments

Protection against a loss in yield due to unavoidable, naturally occurring events.
- Adverse weather
- Fire
- Insects
- Plant Disease
- Wildlife
- Earthquate
- Volcanic Eruption
- Failure of Irrigation water supply due to a naturally occurring event.
Guarantees a production yield based on the individual producers APH (Actual Production History).
Projected (Base) Price is used to determine the yield protection guarantee, premium, replant payment, prevented planting payment, and value of the production to count.
Crops: barley, canola, corn, cotton, grain sorghum, rice, soybeans, sunflower, wheat
Covers loss in yield, cheaper than Revenue Protection

Protection against a loss of revenue caused by price increase or decrease, low yields or a combination of both.
Guarantees an amount based on the individual producer’s APH and the greater of the projected price or harvest price.
Projected price is used to calculate premium, replant payment or prevented planting payment.
Indemnity Due when calculated revenue (production x harvest price) is less than the revenue protection guarantee for the crop acreage.
Crops: Barley, canola, corn, cotton, grain sorghum, rice, soybeans, sunflower, wheat
Covers the most benefits for the $. Yield and Price protection.
Prices are determined by the Commodity Exchange Price Provisions.

Protection against a loss of revenue caused by a price decrease, low yields or a combination of both.
Guarantee is based off of the projected price only and does not increase based on a higher harvest price.
Crops: Barley, canola, corn, cotton, grain sorghum, rice, soybeans, sunflower, wheat
Slightly cheaper than Revenue Protection. Use when you are sure that the harvest price is going to be less than the projected price.
Prices are determined by the Commodity Exchange Price Provisions.

Protection for all commodities on the farm under one insurance policy against unavoidable natural causes during insurance period.
Protection against loss of revenue that a producer expects to earn or will obtain from commodities produced or purchase for resale, including animals and animal products during the insurance period.
- Does not include timber, forest/forest products, animals for show, sport or pets.
Insured revenue is based on: coverage level x the lower of:
- Completed whole farm history report (5 consecutive years of tax revenue report (schedule F)) or
- Insured revenue from production of commodities during the current insurance period as reported by Farm Operation Report
Loss occurs: when the Allowable Revenue (what is reported to IRS) from the production of commodities produced during the insurance period, falls below the Insured Revenue.
Must have at least 2 commodities.
8.5 million dollar cap on insured revenue.

104 E. 1st Street - Suite D
Hillsboro, KS 67063

Jamie Peters: 620-877-7159
jamiewpeters@gmail.com

Todd Hein: 620-382-5432
Don Peterson: 620-767-6191

This agency is an equal opportunity provider.